FinTech AI Specialists Since 2004

AI & ML Solutions forFinancial Services

Transforming FinTech through intelligent innovation. Empowering banks, payment processors, wealth management firms, and FinTech startups with cutting-edge AI solutions.

20+
Years Experience
97%
Fraud Detection Accuracy
65%
Fraud Loss Reduction

Our Services

Comprehensive AI & ML Services for Financial Services

End-to-end AI solutions designed specifically for the financial services sector

AI Strategy & Development Consulting

Transform your financial services with a robust AI roadmap tailored to your business objectives and regulatory landscape.

AI maturity assessment and opportunity identification
Business case development and ROI modelling
Technology stack recommendations and vendor selection
Responsible AI frameworks and ethics guidelines
Regulatory compliance mapping (FCA, GDPR, PRA, MiFID II)
Change management and stakeholder engagement strategies

Outcomes: Clear AI implementation roadmap, risk mitigation strategies, and executive buy-in for your AI transformation journey.

AI Proof of Concept (PoC) Development

Validate your AI initiatives quickly and cost-effectively before full-scale deployment.

Fraud detection and anti-money laundering (AML) systems
Customer churn prediction models
Credit risk scoring algorithms
Chatbot and virtual assistant prototypes
Document classification and extraction
Market sentiment analysis

Outcomes: Functional AI prototypes in 8-12 weeks with clear performance metrics and scalability assessment.

Generative AI Solutions

Leverage the power of Large Language Models and generative AI to revolutionise customer interactions and operational efficiency.

AI-Powered Customer Service: Intelligent chatbots for banking enquiries
Content Generation: Automated report writing and regulatory documentation
Code Generation: Accelerate software development and system integration
Data Synthesis: Generate synthetic financial data for testing
Personalisation Engines: Dynamic content creation for marketing

Outcomes: Technologies: GPT-4, Claude, Llama 3, Mistral, with secure, on-premise deployment options for sensitive data.

Custom AI Agent Development

Build intelligent, autonomous agents that execute complex financial workflows with minimal human intervention.

Trading Agents: Algorithmic trading bots with real-time market analysis
Customer Service Agents: Multi-channel support with natural language understanding
Compliance Agents: Continuous monitoring and regulatory reporting
Research Agents: Automated financial research and market intelligence gathering
Risk Assessment Agents: Real-time portfolio monitoring and risk alerts

Outcomes: 24/7 operational capability, consistent decision-making, and significant cost reduction in routine operations.

Predictive Analytics & Decision Intelligence

Make data-driven decisions with advanced machine learning models that forecast trends, identify opportunities, and mitigate risks.

Credit Risk Modelling: Advanced credit scoring using alternative data sources
Fraud Detection: Real-time transaction monitoring with anomaly detection
Customer Lifetime Value: Predictive models for customer segmentation and retention
Market Forecasting: Time-series analysis for investment and trading strategies
Churn Prediction: Early warning systems for customer attrition
Liquidity Management: Cash flow forecasting and optimisation

Outcomes: Gradient boosting machines, neural networks, ensemble methods, and explainable AI for regulatory transparency.

Process Automation

Streamline operations and reduce costs through intelligent automation of repetitive financial processes.

Loan origination and underwriting workflows
Trade settlement and reconciliation
Regulatory reporting and compliance checks
Customer onboarding and KYC verification
Claims processing and policy administration
Financial close and consolidation processes

Outcomes: Seamless integration with core banking systems, payment gateways, and enterprise applications.

Why Choose Us

Why FinTech Leaders Choose Techno Consultancy

The financial services landscape is evolving rapidly. We bring deep FinTech domain expertise combined with cutting-edge AI capabilities to help you navigate this transformation successfully.

20+ Years of Excellence

Since 2004, we've been delivering technology solutions that drive business transformation across the financial services sector.

Domain Expertise

Deep understanding of banking, payments, insurance, and wealth management combined with AI technical excellence.

Rapid Delivery

Agile methodology ensures quick time-to-value with functional prototypes delivered in weeks, not months.

End-to-End Service

From strategy and PoC through to production deployment and ongoing optimisation – we're with you every step.

Proven Track Record

Successfully delivered AI solutions for digital banks, payment processors, wealth managers across Europe.

Partnership Model

For early-stage FinTech startups, we offer equity partnerships to build your AI-powered MVP without upfront costs.

Industry Solutions

Tailored AI Solutions for FinTech Excellence

Tailored AI solutions for every segment of the financial services industry

Digital Banking & Neobanks

AI-powered personal financial management
Real-time fraud detection
Conversational banking interfaces
Predictive product recommendations
Automated customer service

Wealth Management & Asset Management

Robo-advisory platforms
Portfolio rebalancing algorithms
Market analysis and trading signals
Client risk profiling
ESG investment screening

Insurance & InsurTech

Automated underwriting
Claims prediction and prevention
Fraud detection in claims
Customer lifetime value prediction
Policy personalisation engines

Payments & Transaction Processing

Real-time fraud detection
Transaction anomaly detection
AML transaction monitoring
Chargebacks prediction
Payment routing optimisation

Lending & Credit

Alternative credit scoring
Loan default prediction
Automated loan origination
Collections optimisation
Risk-based pricing models

Success Stories

Real Results from FinTech AI Implementations

Real results from our FinTech AI implementations

Digital Bank: AI-Powered Fraud Detection

Implemented real-time fraud detection system achieving 97% accuracy, reducing fraud losses by 65% and false positives by 80%.

97% accuracy
65% fraud reduction
80% false positive reduction

Wealth Management Firm: Robo-Advisory Platform

Developed AI-driven investment advisory platform managing £50M+ in assets with automated portfolio rebalancing and tax-loss harvesting.

£50M+ assets managed
Automated rebalancing
Tax optimization

Payment Processor: Transaction Monitoring

Built machine learning system processing 10M+ transactions daily with sub-second fraud detection and AML compliance automation.

10M+ daily transactions
Sub-second detection
AML automation

InsurTech Startup: Claims Automation

Created intelligent document processing system reducing claims processing time from 7 days to 2 hours with 94% straight-through processing rate.

7 days to 2 hours
94% automation rate
Intelligent processing

Technology Stack

Cutting-Edge Technologies for FinTech AI Solutions

Cutting-edge technologies and frameworks for robust FinTech AI solutions

Machine Learning & AI

TensorFlow
PyTorch
Scikit-learn
Keras
XGBoost
LightGBM
Hugging Face Transformers
OpenAI API
Anthropic Claude

Cloud & Infrastructure

AWS (SageMaker, Lambda, EC2)
Azure (Machine Learning, Cognitive Services)
Google Cloud (Vertex AI, BigQuery)
On-premise deployment options

Data Engineering

Apache Spark
Kafka
Snowflake
Databricks
SQL Server
PostgreSQL
MongoDB
Real-time streaming architectures

Frequently Asked Questions

Common Questions About FinTech AI Solutions

PoC development typically takes 8-12 weeks. Full production deployment depends on complexity but generally ranges from 3-6 months.

Yes! We offer an equity-based partnership model for qualified startups where we build your AI-powered PoC/MVP in exchange for equity rather than upfront cash payment.

We build explainable AI systems with full audit trails, conduct algorithmic bias testing, and ensure all solutions meet FCA, GDPR, and other relevant regulatory requirements.

Absolutely. We specialise in integrating AI solutions with core banking platforms, payment gateways, trading systems, and legacy infrastructure.

Most financial institutions see 20-40% operational cost reduction, 50-70% faster process times, and 2-3x improvement in fraud detection accuracy within the first year.

Ready to Transform Your FinTech Business?

Join leading financial institutions that have already transformed their operations with our AI solutions. Get started with a free consultation and discover how AI can revolutionize your business.